No HOA. Lot is Zoned Duplex. Built as a single-family home with a duplex facade, including 4 parking space. Potential rent $3,986 USD. In year 2022: the property got two new AC (2.5 tons and 3 tons) and appliances (refrigerator, stove, washing machine, and dryer).Exclusive Incentive for primary and investors: save 1.5 points on your rate with my lender (e.g., 6.5% drops to 5%). Primary residents enjoy free appraisal and fully covered mortgage insurance- no 1st-time buyer requirement!Current management company available for seamless transition.