No HOA. 2509 sqft single-family waterfront home with a huge lot of 10,582 sqft. Rented for $3,718/month to a Section 8 Tenant (as of August 2025: 100% government). Rent is on time. Potential rent increase to $3,986/month. (renewal date: Dec 31, 2026). Features a large master bedroom with living area and water view. Living room and 3 of 6 bedrooms also overlook the water. Upgrades include AC (2018) and electric panel (2019). Exclusive Incentive for primary and investors: save 1.5 points on your rate with my lender (e.g., 6.5% drops to 5%). Primary residents enjoy free appraisal and fully covered mortgage insurance—no 1st-time buyer requirement! Current management company available for seamless transition. Please do not disturb tenant or knock on the door!